|
. |
|
 |
||
Welcome To Capital Finance !
Welcome To Capital Finance !
|
|
We Buy Notes!
For Advertising
Information
|
Managing a financial institution is all about managing risk. Risk management is important in three very distinct cycles; preventive, current and preservative. Preventive risk management is the educational process whereby decision makers are trained to avoid getting into circumstances that could evolve into potential loss situations. Current risk management deals with assets where weaknesses have already been identified but a satisfactory resolution may be accomplished with the cooperation of all parties involved. The preservative phase deals with handling assets when credit weakness has turned from a potentiality to actuality. In each of the three phases previously mentioned; training and experience can make the best of a potential loss situation and perhaps even turn it into a constructive outcome. This is where Capital Finance can help. For some enlightening background, read our article "Good Banker or Lender Liability - A Banking Conundrum?" to see why training and experience are so important.Because of today's environment, Capital Finance can assist your institution with:Training Seminars - We teach lenders and other staff what to look for and why these signals are important to stay out of trouble. In-house, thorough training programs for lenders are a thing of the past. We do not teach rookies to become lenders; we teach good lenders to be seasoned veterans. Our training focuses on staying out of trouble, complex credits and structures, and avoiding lender liability. Policy and Procedure Review - Capital Finance can write or review your internal policies and procedures to insure they protect your institution while, at the same time, provide flexibility for profitable operations and sound growth. Particular emphasis is placed on specialized areas rather than attempting to provide you with plain vanilla, canned manuals. Private Credit Audits - "We can live with anything but surprises!" There is no worse feeling than to get surprised by a loan, loan portfolio or lender that is not what you thought it was. Of course, no one can guaranty you will never be surprised by anything in your portfolio for any reason; we simply, drastically reduce the possibility of unpleasant surprises by providing an unbiased third-party check-up. We can review individual loans or entire portfolios for compliance with policy, credit quality and other factors that might have an impact on your bottom line. Whether you want to establish a regular outside audit program or just want a one-time check-up for specific reasons, Capital Finance can help. Situation Consulting - Sometimes you need help with a particular situation. If you are structuring a complex new credit or find yourself in a potentially troubled loan situation, we can assist you in reaching the optimal outcome. Key Benefits
|
"Bonded and Licensed
California Commercial Finance Lender"
|
